F.N.B. (FNB) to Release Earnings on Tuesday

F.N.B. (NYSE:FNB) will likely be announcing its Q4 2025 results after the market closes on Tuesday, January 20th. Analysts expect the company to announce earnings of $0.41 per share and revenue of $457.87 million for the quarter. Parties can check the company’s upcoming Q4 2025 earning summary page for the latest details on the call scheduled for Wednesday, January 21, 2026 at 8:30 AM ET.

F.N.B. (NYSE:FNB) last announced its quarterly earnings results on Friday, October 17th. The bank reported $0.41 EPS for the quarter, beating analysts’ consensus estimates of $0.37 by $0.04. F.N.B. had a return on equity of 8.22% and a net margin of 19.23%.The company had revenue of $457.50 million during the quarter, compared to analysts’ expectations of $448.10 million. During the same period in the prior year, the company earned $0.34 EPS. On average, analysts expect F.N.B. to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

F.N.B. Trading Down 0.8%

NYSE FNB opened at $17.33 on Monday. The company has a market cap of $6.21 billion, a price-to-earnings ratio of 12.47, a price-to-earnings-growth ratio of 0.83 and a beta of 0.91. F.N.B. has a twelve month low of $10.88 and a twelve month high of $17.93. The company has a quick ratio of 0.92, a current ratio of 0.92 and a debt-to-equity ratio of 0.32. The business’s fifty day moving average is $16.96 and its 200 day moving average is $16.26.

F.N.B. Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Monday, December 15th. Stockholders of record on Monday, December 1st were issued a dividend of $0.12 per share. This represents a $0.48 annualized dividend and a dividend yield of 2.8%. The ex-dividend date was Monday, December 1st. F.N.B.’s payout ratio is 34.53%.

Insider Transactions at F.N.B.

In other news, insider James L. Dutey sold 40,000 shares of F.N.B. stock in a transaction dated Tuesday, December 2nd. The stock was sold at an average price of $16.75, for a total value of $670,000.00. Following the completion of the transaction, the insider directly owned 49,936 shares of the company’s stock, valued at approximately $836,428. This trade represents a 44.48% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. Also, insider Gary L. Guerrieri sold 15,000 shares of the company’s stock in a transaction dated Wednesday, December 10th. The shares were sold at an average price of $17.67, for a total value of $265,050.00. Following the sale, the insider owned 279,883 shares in the company, valued at approximately $4,945,532.61. The trade was a 5.09% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. Company insiders own 1.37% of the company’s stock.

Institutional Trading of F.N.B.

Hedge funds have recently modified their holdings of the stock. Royal Bank of Canada boosted its stake in F.N.B. by 11.6% during the first quarter. Royal Bank of Canada now owns 274,466 shares of the bank’s stock worth $3,692,000 after acquiring an additional 28,570 shares in the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its position in shares of F.N.B. by 23.6% during the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 153,039 shares of the bank’s stock worth $2,058,000 after purchasing an additional 29,248 shares in the last quarter. Goldman Sachs Group Inc. grew its stake in shares of F.N.B. by 77.4% in the 1st quarter. Goldman Sachs Group Inc. now owns 1,513,248 shares of the bank’s stock valued at $20,353,000 after buying an additional 660,387 shares during the period. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC grew its stake in shares of F.N.B. by 5.9% in the 1st quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 1,049,241 shares of the bank’s stock valued at $14,112,000 after buying an additional 58,672 shares during the period. Finally, EverSource Wealth Advisors LLC increased its position in F.N.B. by 3,723.1% in the 2nd quarter. EverSource Wealth Advisors LLC now owns 2,485 shares of the bank’s stock valued at $36,000 after buying an additional 2,420 shares in the last quarter. Institutional investors own 79.25% of the company’s stock.

Analyst Upgrades and Downgrades

Several research analysts have recently issued reports on the company. Weiss Ratings reaffirmed a “buy (b)” rating on shares of F.N.B. in a research note on Monday, December 29th. Piper Sandler started coverage on shares of F.N.B. in a research report on Wednesday, December 3rd. They issued an “overweight” rating and a $19.00 price target for the company. Truist Financial set a $19.00 price target on shares of F.N.B. in a report on Tuesday, January 13th. Finally, DA Davidson cut shares of F.N.B. from a “strong-buy” rating to a “hold” rating in a research note on Monday, October 20th. Five research analysts have rated the stock with a Buy rating and one has given a Hold rating to the company. According to data from MarketBeat.com, the stock presently has a consensus rating of “Moderate Buy” and a consensus price target of $19.10.

F.N.B. Company Profile

F.N.B. Corporation is a bank holding company headquartered in Pittsburgh, Pennsylvania. Through its principal subsidiary, FNB Bank, the company provides a broad range of commercial and consumer financial services. Founded in 1864 as the First National Bank of Pennsylvania, F.N.B. has grown through both organic expansion and strategic acquisitions to become a regional banking franchise.

The company’s main business activities include traditional deposit-taking and lending services, such as checking and savings accounts, mortgages, home equity lines of credit, and consumer and commercial loans.